Home Page Contact Us Home Page Health Insurance Annuities Life Insurance Estate Planning

PROTECT YOUR LEGACY

Many people put off estate planning.  You have worked hard to provide a good life for your loved ones.  Proper estate planning allows you to plan ahead to make sure that your wishes are followed and your assets distributed to your beneficiaries.  If you died without a properly planned estate plan the State steps in and decides who the rightful heirs are, how much they will receive and when they will receive it, this is known as probate.  In California you must go through probate if your total estate is valued in excess of $150,000.00.  This value is easy to reach if you factor in property, life insurance, etc. as part of your total estate value.  These court proceedings are costly, time consuming, stressful, and can be embarrassing to the family (court records are public records). 

With a proper estate plan you can avoid probate, reduce or eliminate estate taxes, allow quick distribution of your assets to your chosen heirs, keep your estate private and confidential, prevents conservatorship or guardianship if you become incompetent, if you become disabled, you still maintain complete control, professional asset management with you in control, minimizes emotional stress on your family and avoids contestability.

Estate planning is like building a house.  You need to have a strong foundation otherwise it will collapse!



Site Links Insurance Types Contact Information   Get Social
Home Page
About Us
Get A Quote
Newletter
Services
Contact
Health Insurance
Annuities
Life Insurance
Estate Planning
More Insurance Types
Heritage Financial Services
dba HFIS Insurance Services
CA License # 0G98543
23792 Rockfield Blvd, Suite 230
Lake Forest, CA 92630
Local- 949.215.9700
Fax- 949.215.5455
Click for the BBB Business Review of this Insurance - Life in Laguna Hills CA